【COVER IMG】Credit Karma


138.5 MB


This version has been updated to include Credit Karma Money™ Spend with Instant Karma™ debit purchase reimbursements. * Win cash reimbursements for debit card purchases • No overdraft or in-network ATM withdrawal fees • Get paid up to two days early with Early Payday • Add debit card to Apple wallet in one tap


【PIC】Credit Karma(screenshot 0)【PIC】Credit Karma(screenshot 1)【PIC】Credit Karma(screenshot 2)


Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house.

• Check your free credit scores – Learn what affects your credit scores and how you can take control.
Credit Karma Money™ Spend – A checking experience* with Early Payday and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.**
Credit Karma Money™ Save – Now saving is easy with no fees, an interest-bearing savings rate and a monthly chance to win $20,000.***
• Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply.
• Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.****
• Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records.
• Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.*****
• Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.
• Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).******
• Explore the Relief Roadmap – Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.
• Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer.
• Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.

Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today.


Banking services provided by MVB Bank, Inc., Member FDIC.
*Third-party fees may apply.

**NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant

***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant

****Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%)

*****Karma Drive is not available in all states. Sign in the app for availability.

******Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).




App StoreOfficial Website



Excellent company highly recommend!


Credit Karma has been a great app to help me increase my credit. I love the feature they have with the credit card suggestions! I am amazed at how much my credit has gone up by following steps on credit karma!


Love this app easy to use


Porque bajan el puntaje dicen que no e pagado mi credo card de Wells Fargo deberían investigar primero antes de poner esos datos la verdad me ha molestado mucho la manera de uds para poner puntajes me encargare de comentar a todos lo malo de uds


Sad I no longer have access to my prior taxes since you sold them to cash app. You ask questions as verification which I would need my taxes to answer. Dumb!


Use this app to your advantage. It’s worth every cent.


I really love you guys


It speaks for hit self !!


The bests


Credit score shows a severe Decline when I have paid off some of what shows negative over a month ago. Not sure if these are accurate scores on the credit karma app.


The simulated credit page is not working and hasn’t for a while. It turns blank every-time I click on it.


- more than 1person is using my identity / one way up in the NE. I am going to have the IRS look into this as soon as their tax processing period is mainly over.


Very helpful to keep track on your credit


Great app for keeping track of your credit scores! Love it!


It is great to be able to get your score right away love it


Credit karma sold out to cash app, which means our family can’t do all of our taxes anymore, since it would require each one of us to download and sign up for cash app. This unfortunately means that we’ve also lost all prior years tax returns because only one of us can log in. If Credit Karma needed to sell out their system, it would be great if they would at least honor the ability to get previous years tax returns from your computer (where we initially filed). I get it, CashApp get “paid” by people downloading their worthless app, but this seems punitive, and lets me know I cant trust credit karma either. I have spend/savings accounts with them, but I’ll be closing them out of concern that will all get transferred to another company as well


Thank You Credit Karma for helping me keep track of my credit, so that I could make improvements. I’m so confident and proud of my credit score now.


This app keep the customer updates the owner situation. Sincerely badell


I like how you can see what your payments need to be as well as what you need to improve. It’s hard sometimes to get a feel of your credit score based on who is pulling i and for what reason. For my car, my score was 20 points higher but for my house, my score was 20 points lower.


Excelente aplicación