INFORMATION

Updated:
Version:
23.2
Size:
89.3 MB
Category:
Finance
Required:
iOS
Rating:
Publish:
2023-01-10
Price:
Free
Developer:

WHAT'S NEW

Thanks for using Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com.

Credit Karma App SCREENSHOT

【图】Credit Karma(截图1)【图】Credit Karma(截图2)【图】Credit Karma(截图3)

Credit Karma App DESCRIPTION

Get the money app where your hard work pays off with a new credit score, a new credit card or even a new house.

• Check your free credit scores – Learn what affects your credit scores and how you can take control.
Credit Karma Money™ Spend – A checking experience* with Early Payday.
Credit Karma Money™ Save – No fees with this interest-bearing savings account.
• Karma Confidence – See personalized offers and know your chances of approval for a personal loan or credit card before you apply.
• Credit card choices – Browse great credit card offers based on your unique credit profile. And thanks to Karma Confidence technology, our members get approved 66% more often.**
• Auto savings and more – Tune up your auto loan, see about saving on insurance, see open recalls and find vehicle records.
• Karma Drive – Track your safe driving score to see if you can unlock lower car insurance rates.***
• Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.
• Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, you can compare personal loan offers on Credit Karma (members who compare offers on Credit Karma save an average of 32% on interest rates!).****
• Explore the Relief Roadmap – Connect to government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.
• Free ID monitoring – Check your free reports to spot potential identity theft and get tips for keeping your personal information safer.
• Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.

Join more than 120 million members and get all these features, and more, for free. Download the Credit Karma app and create your own karma today.

DISCLOSURES

Banking services provided by MVB Bank, Inc., Member FDIC.

§Not a guarantee of approval. Terms and conditions apply. If you’re not approved, you can receive a payment from Credit Karma. Full Terms at creditkarma.com/lp/kgterms

*Third-party fees may apply.

**Based on a comparison of Credit Karma member approval rates in 2021 vs national approval rates for general purpose credit cards from 2020 according to the Consumer Financial Protection Bureau’s 2021 Consumer Credit Card Market Report (36%)

***Karma Drive is not available in all states. Sign in the app for availability.

****Based on aggregate member personal loan origination data from July 2020 to December 2020. Estimated average interest rates for members who found personal loans through Credit Karma were compared with estimated average interest rates for members who found personal loans elsewhere. Those members who found personal loans through Credit Karma had estimated interest rates that were 32% lower on average than those who found personal loans outside Credit Karma.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.

Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.

Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).

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Credit Karma App DOWNLOAD

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App REVIEWS

Jordan41..

They claim that they update your credit everything time you sign in. They have my exact amount owed on my trucks, but are thousands of dollars off on credit cards. I paid down my credit utilization over a month ago and they are claiming it’s going up. Steer clear it’s an ad campaign for credit card companies and vehicle loan companies. I figured my credit would at least get updated every week, but they still have money on a card a brought down to zero dollars. Advertise to someone else I’m done with your fake credit and scam. If you want your real credit go directly to the bureau website. Nothing but garbage to see here like a company that calls themselves credit one with an exact logo as capital one. Be careful to those just starting their lives who believe this is your real credit. I have a 733 score and they claim it’s 670???

REY

The company needs to daily follow the credit cards billing date and when the balance is paid in full. In the 4 decades I have had the cards I have Never missed a payment . You are usually 2-4 weeks behind what is actually happening. You need TO UPDATE YOUR SERVICES

chilid85..

I’ve been having problems with my accounts every since I decided to use them in Nov ‘22. It’s either my card is allowing transactions for the day or it’s unlocked and still can’t use it. I’ve been having to move money from this account to another bank because of my fear of my card declining when I attempted to use it. Knowing I have the funds in there.

msrobbin

No score

Jonny

This does not reflect anything near what is on my actual reports.

RFF66

When you pay on your credit cards, it takes like almost 2 months to see the change on this website very slow to post when you pay on down on your credit cards

Happy

My credit score though I pay my bills on time has yet to rise. This is false reporting.

Joenewor..

Credit karma has yet to pay me my $50 for a karma guarantee on a card if your not approved,I just keep getting runaround’s about it being put on a Amazon card it’s been 5 months and they still saying the same thing sad. I have emailed you guys over and over to no prevail

cd

Failure to update positive information as quickly as they post Negative information but they Report negative information IMMEDIATELY! Slow to correct Positive Starting to become disgusted. ###########This is my UPDATE########## Currently My credit report show I have less than 2 years of credit history Although Experian has it Correct I have 8 years of credit history. So yes I would like to change my rating to One.

db01539

For 3 weeks I've been told that my money was secure and i wouldn't lose anything, but nothing has been returned to my account yet.

Asleepro..

They take your personal information and then, when you change your phone number, they restrict your access to it. Try contacting them, it just goes through an endless list of unanswerable questions. I have tried to tell them that my phone number has changed, and all they do is say sorry you can't ever log in to your account, we have no phone number or email to be reached at, but here, go to our website and scroll through our "contact us" page for hours. Credit Karma should be defunded and shut down until they have the decency to speak, in person, with they people they are supposedly trying to help.

Reestc

As a credit monitoring tool, this app is a decent option among the many others that are offered. However, do not use their debit card service. The transfers are the slowest of any bank I’ve ever used, frequently taking a full week to complete. There are also no real bankers to assist you with any issues that might arise with your account.

Gateele8..

My credit information is inaccurate. I have also not been able to file disputes on any “balances” which have been paid off for two years or more.

666379

The credit score you see on here is way different than what it is in real life very disappointed

slammedb..

I’ve had this app for a couple years now, and it has never worked right for me. I’m constantly wanting to make sure my credit is looking good so I have a couple of different apps on my phone to check this. Unfortunately, I’ve deleted the app now because it never worked and I’m sticking with the Experian app as well as the American Express app and the Capital One app. These are consistently updated and I know I can get accurate scores.

1982ejrk

Credit reject I mean karma guarantee me a credit card when I applied I was denied

Alex9679..

It shows incorrect credit score. Loan companies don’t use credit karma. I have applied for loan 3 times in 3 different companies and been denied because of the credit score 70 points lower then it was on credit karma account

Joejoehm

It use to give a credit score it don’t know more

sjgichwn..

Having issues with app not letting me get past a loading screen trying to log in and creating a pin for the first time, happens no matter what I do. Restart the app, it happens. Delete and redownload the app, it happens.

db01539

Nice to be able to see my credit history all in one place! And nice to be able to question anything out of the ordinary! But nobody understands English when I need help! But my account was hacked supposedly and nobody can give me any information about it! They just keep asking for my information over and over!